It can also be hard for others who never prepared for that rainy day. Those who have learned their lesson want to quickly save money once they start working again.

When you take the time to think about the number of teachers, administrators and coaches that are involved in getting our children through their elementary and high schools, it really is a team effort.

Maybe stores should take pictures of the first person each time and put it on a plaque so customers would know this person was the first in that store to get the new product.

Saving money for that Tom Joyner cruise or just a plain ole vacation is something you can enjoy if you save for it all year.